Our process
What you can expect when working with us, every step of the way.
01.
The initial conversation and getting to know each other
Our first meeting is completely at our expense and designed to help both sides explore whether working together is the right fit. It’s a chance for us to understand your financial picture and for you to see how our planning process works, with no obligation.
We’ll cover:
- A high-level overview of your current financial situation
- Your goals, aspirations, and plans for the future
- An introduction to our approach, how we work, and how our fees are structured.
If we both feel there’s a good fit, we’ll agree to a fixed fee and outline the terms of our relationship. If you decide not to proceed – or if we feel we’re not the right match – there’s no cost to you.
02.
Delving into the details and developing your plan
Should you decide to move forward, we begin the detailed work of building your financial plan. This stage is all about understanding the full picture and laying the foundations for tailored advice.
Here’s what we’ll do:
- Define your personal and financial objectives, and assess your attitude to risk
- Contact your existing providers to gather information about your current arrangements
- Conduct a thorough analysis of your existing plans and how well they align with your goals
- Explore alternative strategies to enhance your financial wellbeing and improve the likelihood of achieving your objectives.
This process allows us to build a clear, informed view of your financial landscape, and start shaping a plan that’s aligned with your life and aspirations.
03.
Presenting our recommendations and implementation
You’ll receive a clear, comprehensive report outlining our advice, the reasoning behind it, and practical recommendations tailored to your goals.
These may involve refining your existing arrangements or introducing new solutions to better support your financial future.
To make things easy for you, we’ll handle the implementation, liaising with providers and managing the necessary steps to put your plan into action smoothly and efficiently.
04.
Ongoing partnership and staying on track
Our clients find real value in having their financial plans reviewed regularly to ensure they remain on course. Life evolves, and so do financial landscapes.
Changes in your personal circumstances, tax legislation, market conditions, or the availability of new products and services can all impact your plan.
We’ll provide a proactive service that includes monitoring your arrangements, making timely adjustments, and keeping your plan on track.
This service is charged via an ongoing fee, which we’ll agree with you in advance.
The cost of our services
We believe in transparency and keeping things simple. Our initial advice fee is fixed and based on the complexity of your situation and the time required to complete the work.
