Our minimum fee is £1,495.
FAQs
Your most common queries, answered.
We work with clients who value professional relationships and long-term planning, including those who are:
- Planning for the future
- Looking to reduce or stop work
- Considering legacy and estate planning.
Yes, we provide retirement planning tailored to your goals and circumstances.
Yes, we can help you plan and take steps towards early retirement.
Our fees are clearly listed on our website for transparency.
Yes, VAT is charged where applicable.
Yes, we may receive commission on protection products only.
We charge a fixed fee for the initial advice and plan, and a percentage of your investments for ongoing services where applicable.
Our typical fee is £2,995. This is for the financial plan, advice and recommendations and implementation.
Yes, we can help clients at any stage of their financial journey.
We charge for our advice through a combination of fixed fees and, where relevant, ongoing investment-based fees.
Yes, your initial consultation is completely free of charge.
Yes, we can provide advice on a range of protection products to help safeguard your finances.
Yes, we can provide guidance on ISAs and other suitable investment options.
Yes, we can advise on Inheritance Tax planning and wider estate planning considerations.
We do not provide long-term care or later-life planning advice. If this is an area that you require advice on, we would be happy to introduce you to someone that can help.
We do not advise on Final Salary or Defined Benefit pension transfers. If this is an area that you require advice on, we would be happy to introduce you to someone that can help.
Yes, we can review and incorporate your existing investments and pensions into your plan.
Yes, you can view client reviews and ratings on VouchedFor.
We measure satisfaction through independent reviews on VouchedFor.
You can check our registration on the Financial Conduct Authority (FCA) register using our FCA number.
Yes, we hold professional indemnity insurance to cover the advice we provide.
We use encrypted devices and robust data protection policies. Any third-party providers we work with are also required to meet strict security standards.
If you have a complaint, we follow the formal procedures in place through our product provider, Quilter, to ensure it is handled fairly and efficiently.
Yes, your investments are protected under the FSCS where applicable.
Our service is typically most valuable for clients with investable assets of £100,000 or more.
Yes, we can provide guidance on SIPPs as part of your retirement planning.
No, we do not currently provide advice to non-UK residents.
We work with all of these groups, tailoring our advice to each client’s circumstances.
Yes, we can provide support and guidance during these difficult times.
Yes, we can assist with financial planning following the sale of a business.
Yes, we can provide guidance on investing and managing inheritances.
Yes, we work with clients both pre- and post-retirement.
Yes, we have experience advising directors and self-employed individuals.
Our FCA registration number is 1040445.
We have locum arrangements in place to ensure you continue to receive support when needed.
No. There is no obligation to proceed after the initial meeting.
Around one hour.
The first meeting is an informal conversation about you, your goals and any concerns you may have. We will also explain how we work, what you can expect from us, and whether we are the right fit for each other.
Nothing at all. We will guide the conversation and explain what happens next.
No. Your initial meeting is free of charge.
You can book an initial meeting directly through our website.
Southampton and London, as well as clients nationwide via in-person meetings or video calls.
You will hear from us at least once a year, with additional contact whenever it is appropriate.
Our advice is always fully comprehensive, considering your entire situation as a whole. We focus on you, not just your money. We deliberately work with a small number of clients at any one time, allowing us to build strong relationships, deliver exceptional service, and remain accessible whenever our clients need us.
Yes. These are available on Google and VouchedFor.
Yes, our planners are Chartered FCSI, reflecting a high level of professional qualification and expertise.
We are home-based and are happy to travel or meet via video call. We work with clients both locally and further afield.
No, there is no parking available at our offices.
Yes, we offer both in-person and video meetings to suit your preferences.
Typically at your home address. However, meetings can also be arranged at our Southampton or London office.
You will meet with your financial planner at least once a year, with additional meetings arranged as needed.
Yes, we can advise on the most suitable ways to invest an inheritance according to your needs.
Yes, we can incorporate ethical and sustainable investment options into your plan.
Yes, we can guide you on taking your pension in a way that is tax-efficient.
Yes, we can help you bring together your pensions in a way that suits your long-term goals.
Yes, we can advise on workplace and occupational pensions.
Yes, we can provide guidance and planning for personal pensions.
We do not provide equity release advice. If this is an area that you require advice on, we would be happy to introduce you to someone that can help.
We do not provide mortgage advice. If this is an area that you require advice on, we would be happy to introduce you to someone that can help.
No. We will recommend something that is suitable for you. Initially, we will consider products and investments from a curated panel of leading investment companies. This is known as restricted advice. If your needs and requirements cannot be met by our panel, we will research and recommend something suitable from the wider market.
Yes. You will have access to a secure online portal.
Yes.
We will ensure a smooth transition to another financial planner and keep you fully informed throughout.
Yes. We are happy to share relevant information with your mortgage adviser, with your consent.
Yes. We regularly work alongside other professional advisers where appropriate.
Simply get in touch and we will arrange a meeting to discuss your updated situation.
Yes. Cashflow forecasting forms part of our ongoing financial planning service.
